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| Advice on Buying a New or
Used Boat Buying a new boat:
Are you planning on purchasing a new boat?
Whether you are a first time boat owner, or have
been navigating the waters for decades, there are
a few steps you should take. As exciting as it is;
buying a new boat is not something that you
should just jump into.
You need to decide which boat is right for you
and your needs. Take into consideration what you
will be using the boat for, who will be going
with you, and where you will be taking your boat.
You can find this information buy reading
articles about different types of boats,
researching boating websites, and looking through
boat review magazines. Boat shows are an
excellent way to learn about boat styles, sizes,
engines and equipment. Reading opinions and
experiences that other people have with boats may
sway your decision or give you ideas.
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What size
should I get?
Deciding what size boat you need is important.
You do not want to get a boat that is too small
for the intended use, or one that is too big for
just taking you fishing. Bigger boats will
usually have more amenities such as cabins,
toilets, and galleys. However, this means that
there are more systems that need to be understood
and maintained. Some boats are too big to be
trailered, which leads to transportation issues.
They will also take more gas to operate.
New or Used?
Decide whether you want a boat that has never hit
the water or one that has had a little experience.
Buying both new and used boats has its pros and
cons, like anything else. Whether you are buying
new or used; shop around before making your big
purchase.
If you buy a new boat, you know that it does not
already have problems or repairs that need to be
made. If anything goes wrong with the boat once
you own it, it is under warranty. Buying new also
allows you to custom order according to your
specific needs and wants. There are financing
options when buying a new boat, which allows for
better interest rates and deals. If you buy new,
make sure that you address any problems that come
up while the warranty is still in effect.
If it is a seasoned boat that you are looking for;
than buying used is your best option. Used boats
are good for boaters who are not sure what they
want to do on the boat. If you are on a budget,
buying used in less expensive than new. You may
not find exactly what you want in a used boat,
which leads to added expenses to customize later.
Before buying your used boat, get a marine survey
and have the boat inspected. This will check for
structural damage or mechanical problems that the
owner failed to mention, or may not have known
about. They will also be able to detect whether
the boat will need repair in the near future.
With this information you can make an educated
decision on whether buying used will really save
you more money.
Make sure that the dealer you are buying your
boat from is reputable. Checking around and
asking advice will only help you in the long run.
It is very important to check the dealer/seller
for proof of ownership. You do not want to buy a
boat that is stolen. If you feel as though you
need help researching and purchasing your boat,
you may want to hire a yacht broker. They will
help you determine which boat is best for you,
negotiate deals and arrange financing.
Test Drive:
Like a car, a boat should also be taken for a
test drive. Once you think you have found the
boat that you would like to purchase, it is a
good idea to see how it handles on the water.
Here you can see if you enjoy the way that it
rides, and if it is right for you. There are
certain tests that you should do while out on the
water. Check to the engine to see if they are
warm before turning on the ignition. If it is,
the owner may have started it up prior to your
arrival. This would be done to hide the fact that
the boat may have trouble starting. The bilge
should be checked at the beginning and end of the
test drive for any oil leaks. While in the dock,
maneuver the boat around in forward and reverse
to check for response time. Check for bow
steering while at slow speeds, and record how
long it takes the boat to plane at high speeds.
Take several turns; wide and tight at various
speeds. If the bow of the boat bounces on
straight runs, adjusting the trim should be able
to fix the problem. Check to see how smoothly the
boat handles waves and wakes. You do not want
side to side rolling. You should also be
observing how well the gauges and instruments are
working, as well as the oil pressure. The engine
should be run long enough to check for
overheating.
Purchasing the boat:
Make sure to check around for prices and follow
blue book pricing guides. This will help you
negotiate the best price for your boat. Once you
have the price you are satisfied with, have the
owner put it in writing. This will eliminate any
problems with price changes before the sale is
complete. This agreement should also list terms,
as well as the accessories that are included in
the price. If you are buying a new boat, contact
several lenders to get the best deal on financing.
A few more things after the purchase:
It is a good idea to take a boating safety course.
Even if you are familiar with the water, and have
been on numerous boats in the past; you should
take the course. There are safely tips to follow
to make sure that you have a fun and safe summer
on your boat.
You are now the proud owner of a boat that is new
to you. When insuring your boat, it is very
important to include the survey and inspection if
you have one.
Register your boat and apply for a new
registration sticker. Title your boat in your own
name; if it was previously owned it will need to
be re-titled. Pay your sales taxes. Get your boat
inspected by the local Coast Guard and display
the sticker on the port side window.
Preparing yourself by setting a budget is
important. Owning a boat can get expensive. Plan
out what added expenses you feel are necessary
for your boat, and don’t forget the cost of
fuel. Following money saving tips will help you
stick to your budget.
If you are not an experienced boater, your first
trip on the water should be with one. They can
show you helpful things like turns, docking and
trailering. They will help you to feel more
comfortable and confident enough to be on your
own.
Make sure you are equipped with the necessities.
Keep a tool kit, first aid kit, documentation,
light bulbs, fuses and manuals on board.
Get out on the water and enjoy your new boat!Author: Kristy Bateman
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